www.flower-ifa.co.uk

Flower Independent offer a FULL financial service.  Initial consultations are FREE and with no obligation. These can be arranged in the UK

Mortgages: Both UK and Spanish. We specialise in Residential and Investment Mortgages and Remortgages on UK and non-UK properties. Buy to Let opportunities available and Interest Only options.

Agents for Mainstream Lenders including "Halifax and Barclays" with direct access to mortgage decision makers 

Equity Release plans available to raise capital for lifestyle/income and property investment.

PENSIONS: Full advice and summary report of your pension requirements.

Investment: On and off-shore investments available TAX FREE investments and plans to bring extra income. Inheritance tax planning vehicles